1. Apply Online:
    • Visit the Snap Finance website or use the Snap Finance Mobile App (available for both iOS and Android).
    • Fill out the application online, providing necessary details.
    • Applying has no impact on your FICO® score.
  2. In-Store Application:
    • Visit us in store.
    • Use the text-to-apply feature on your smartphone or seek assistance from a sales representative.
  3. Approval Amounts:
    • Snap Finance offers approval amounts ranging from $300 to $5,000.
    • You’ll know your approved amount immediately.
  4. Shop:
    • Find the furniture, mattresses, electronics, or other items you want.
  5. Flexible Payment Options:
    • Retail installment contract:
      • 100-Day Option (lowest cost overall)
      • Early payoff option (most flexible payments)
      • 12 to 18-Month Loan Plan (lowest payments)
  6. Manage with the App:
    • Use the Snap Finance app to view transactions, manage payments, and access lease details.
  7. Credit Impact:
    • Applying for a lease through Snap Finance should not impact your credit score with national credit reporting agencies.
    • Snap Finance uses a soft pull when accessing your consumer report.

Select “Apply Now” to be taken to an online application!

Acima

At Acima, we believe that an informed customer is our best customer. Here’s how Acima Leasing works:

  1. Apply Online or In-Person:
    • Online: Apply directly on the Acima website or through the mobile app.
    • In-Person: Visit our store and apply here.
  2. Basic Requirements:
    • Be 18 years old or older.
    • Have an active checking account with at least $750 of income per month.
    • Maintain at least three months of income history with your current source of income.
    • Possess a government-issued photo ID and a social security number or Individual Taxpayer Identification Number (ITIN).
  3. Approval Process:
    • While no credit history is required, Acima reviews multiple data points to make a decision.
    • Acima approves many customers with less than perfect credit history.
  4. Eligible Amount:
    • You can be approved for eligible items valued between $300 and $5,000.
  5. No Application Fee:
    • Applying with Acima is free—no application fee!
  6. Credit Impact:
    • Applying for a lease through Acima should not impact your credit score with national credit reporting agencies.
    • Acima uses a soft pull when accessing your consumer report.

Select “Apply Now” to be taken to an online application!

In store financing also available with approved credit.

We Also Accept All Major Credit Cards.

major credit cards